Wind & Hail Deductible Calculator
Compare Wind & Hail Deductibles, in Real Dollars
Flat $2,500 vs. 1% vs. 2% — at claim time, the difference is rarely small. See it for your dwelling amount.
Your inputs
Estimated results
Flat deductible
$2,500
1% deductible
$4,500
2% deductible
$9,000
On a $25,000 hail claim, you'd receive
Flat $2,500$22,500
1% ($4,500)$20,500
2% ($9,000)$16,000
Spread between flat and 2%: $6,500 of out-of-pocket cost on this claim.
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Get My Minnesota Insurance QuoteWind/hail deductibles apply only to wind or hail losses and are calculated against your dwelling coverage, not market value. The deductible is paid before any depreciation or schedule reduction your policy may apply.
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