About Washington County
County seat: Stillwater. Approximate population: ~275,000. East-metro county home to Woodbury, Stillwater, and Cottage Grove — a region of newer construction along the St. Croix corridor.
Home insurance considerations in Washington County
- Severe convective storm exposure — typical for the Minnesota hail corridor
- Wind/hail deductible structure (flat vs. 1% vs. 2%) often varies between carriers serving this county
- Roof settlement terms (RC vs. ACV) — particularly important for the county's older housing stock
- Water/sewer backup coverage — a meaningful gap for finished basements common in this area
Cities in Washington County
- Woodbury — East-metro suburb with significant newer construction and growing population.
- Stillwater — Historic St. Croix River town with older housing stock and unique waterfront inventory.