About Carver County
County seat: Chaska. Approximate population: ~110,000. West-metro county with Chanhassen and Chaska — characterized by newer suburban and lake-area housing.
Home insurance considerations in Carver County
- Severe convective storm exposure — typical for the Minnesota hail corridor
- Wind/hail deductible structure (flat vs. 1% vs. 2%) often varies between carriers serving this county
- Roof settlement terms (RC vs. ACV) — particularly important for the county's older housing stock
- Water/sewer backup coverage — a meaningful gap for finished basements common in this area
Cities in Carver County
- Chaska — Carver County city blending historic downtown housing with newer subdivisions.
- Chanhassen — West-metro community with primarily newer, larger single-family homes.